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  • Writer's pictureChristina Casul

Who Needs an SR22 Filing and What Is It?

Common reasons an SR22 Filing is required:

  • Driving with a suspended license or without insurance

  • Having a major violation, such as reckless driving

  • Having an at-fault accident without insurance

  • Causing bodily injury in an at-fault accident and you did not have Bodily Injury Coverage on your auto insurance policy at the time of the accident

  • Having multiple violations in a short period of time

An SR22 Filing is a Certificate of Financial Responsibility and not insurance itself. It's filed with the state by your insurance carrier certifying that you carry the required Bodily Injury and Property Damage limits mandated by the state or court.

The insurance minimum requirements for an SR22 Filing is:

$10,000 Bodily Injury- the maximum paid per person for injuries that you cause to others in an at-fault accident

$20,000 Bodily Injury- the maximum paid for all persons that you injure in an at-fault accident.

$10,000 Property Damage- the maximum paid out to others for property damaged by you.

If you are required to have an SR22 Filing we can help whether you need an Owner or Non-Owner policy. We serve all of Jacksonville, FL, the Beaches and surrounding areas. Give us a call today at (904)247-5599 for a free quote.

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